Bankruptcy car loans · New Jersey

After bankruptcy? Your next car is still possible.

Chapter 7 discharged or Chapter 13 still open - our partner dealers know the lenders who finance a fresh start.

Start here - takes 60 seconds

Tap your monthly budget

Continue

No SSN · no credit hit

How Eric helps after bankruptcy

Chapter 7 and Chapter 13 considered, including open Chapter 13 cases with trustee approval.
Paperwork handled with you. Eric tells you which court papers to bring.
Rebuild with on-time payments that are reported to the credit bureaus.
One application, many lenders through RouteOne and DealerTrack, so you hear more yeses with one visit.

Westlake
Credit Acceptance
Exeter
CPS
+ more

Placeholderlender names to be confirmed per dealer before launch

Under $300/mo, bankruptcy OK

All 45 →

New arrival1/16
2018 Acura MDX SH-AWD
162,064 mi · $11,250
$234/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
New arrival1/8
2014 Jeep Grand Cherokee 4WD 4dr Altitude
124,859 mi · $10,995
$228/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
New arrival1/15
2018 Jeep Wrangler Unlimited Sport S 4x4
126,841 mi · $12,999
$273/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
Photo coming soon
New arrival
2019 Nissan Altima 25 SL Sedan
101,434 mi · $13,995
$296/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
New arrival1/14
2016 Volvo XC90 Hybrid AWD 4dr T8 Inscription
68,032 mi · $13,595
$287/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
New arrival1/11
2021 Nissan Sentra SR CVT
133,962 mi · $7,995
$160/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
New arrival1/13
2019 Chevrolet Trax AWD 4dr LT
84,776 mi · $8,200
$164/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit
New arrival1/14
2017 Mazda CX-5 Grand Touring AWD
90,515 mi · $13,995
$296/mo est.
$1,000 down, 72 months at 17.9% APR. Example only, with approved credit.
Orange, NJAll credit

Payments are estimates before taxes and fees, not an offer of credit. Lenders set the real rate.

Bankruptcy questions

Can I buy a car during Chapter 13?

Often, yes. Your trustee usually has to approve the new loan. Eric helps you get the paperwork the lender and trustee need.

How soon after a Chapter 7 discharge can I get a car loan?

Some lenders finance right after discharge. Bring your discharge papers, proof of income and a down payment.

Will checking my options hurt my credit?

No. Pre-qualifying asks for no SSN and runs no credit check. Your credit is only pulled later, with your permission, when you apply for a specific car at the dealer.

Will my rate be higher?

Usually somewhat, at first. On-time payments help you refinance to a better rate later.

After bankruptcy? Your next car is still possible.

How Eric helps after bankruptcy

Under $300/mo, bankruptcy OK

2018 Acura MDX SH-AWD

2014 Jeep Grand Cherokee 4WD 4dr Altitude

2018 Jeep Wrangler Unlimited Sport S 4x4

2019 Nissan Altima 25 SL Sedan

2016 Volvo XC90 Hybrid AWD 4dr T8 Inscription

2021 Nissan Sentra SR CVT

2019 Chevrolet Trax AWD 4dr LT

2017 Mazda CX-5 Grand Touring AWD

Bankruptcy questions

Other situations we help with

Under $300/mo, bankruptcy OK

2018 Acura MDX SH-AWD

2014 Jeep Grand Cherokee 4WD 4dr Altitude

2018 Jeep Wrangler Unlimited Sport S 4x4

2019 Nissan Altima 25 SL Sedan

2016 Volvo XC90 Hybrid AWD 4dr T8 Inscription

2021 Nissan Sentra SR CVT

2019 Chevrolet Trax AWD 4dr LT

2017 Mazda CX-5 Grand Touring AWD

Bankruptcy questions

Other situations we help with